REINSTATEMENT COST ASSESSMENTS

When purchasing a freehold property, reviewing and renegotiating insurance cover is essential. Relying solely on reinstatement cost figures from a previous owner can expose you to serious financial risk.

Why Accuracy Matters

• Undervalued RCA – In the event of a claim, insurers may cap payouts in proportion to the shortfall between the actual reinstatement cost and the sum insured — leaving you to fund the gap.

• Overvalued RCA – Overestimation leads to inflated premiums, adding unnecessary expense to your business year after year.

Our Service
Axis Surveying delivers accurate, evidence-based reinstatement cost assessments that reflect the true cost of rebuilding your property after a total loss (e.g., fire). Our extensive experience covers all property types, ensuring the figures we provide are robust, defensible, and tailored to your asset.

The Result
Peace of mind, fair premiums, and protection from costly insurance shortfalls.